Assistant Professor & Head Republic, Aizawl http://pucir.inflibnet.ac.in:8080/jspui/handle/123456789/279 2026-05-01T04:30:45Z 2026-05-01T04:30:45Z Lalhunthara http://pucir.inflibnet.ac.in:8080/jspui/handle/123456789/773 2024-06-18T05:34:38Z 2016-01-01T00:00:00Z

Title: INTERNAL MANAGEMENT PROBLEMS OF MICRO ENTERPRISES IN AIZAWL DISTRICT, MIZORAM Authors: Lalhunthara Abstract: Mizoram is one of the most industrially backward states in India. The entire state has been noti

2016-01-01T00:00:00Z Lalhunthara http://pucir.inflibnet.ac.in:8080/jspui/handle/123456789/771 2024-06-18T05:24:06Z 2019-01-01T00:00:00Z

Title: Factors Inducing Entrepreneurship: A Study of MSMEs in Aizawl District, Mizoram Authors: Lalhunthara Abstract: Micro, small and medium enterprises (MSMEs) play a predominant role in the socio-economic development of the country. They are considered to be the growth engine that triggers developmental process. Besides solving the problems of unemployment and poverty, this help generates additional family income. Mizoram is one of the most industrially backward states in India. Though some progress in industrial development was experienced and the MSME sector gradually gained momentum especially service industries, the growth of industry and industrial development in the state is relatively slow owing to its topographical and geographical disadvantages. Mizoram is predominantly an agricultural economy and lags far behind than the rest of the country as far as industrial development is concerned. The entire state has been notified as backward and is categorised as ‘no industry state’ due to nonexistence of large and medium enterprises. Mostly MSMEs exist while big enterprises are almost absent. Development of industries in the state is an uphill task as the investors remain fearful to invest due to its topography, small size market, entry restrictions, low-end infrastructure and such other related factors. In this context, MSMEs play an important role in the industrial scenario of the state. This article, based on a study of 406 MSMEs in Aizawl district, Mizoram, attempts to trace out the factors which induced the entrepreneurs to start business activities.

2019-01-01T00:00:00Z Lalhunthara http://pucir.inflibnet.ac.in:8080/jspui/handle/123456789/769 2024-06-18T05:20:40Z 2019-01-01T00:00:00Z

Title: Micro, Small and Medium Enterprises (MSMEs) in Indian Economy: The Experience of Mizoram Authors: Lalhunthara Abstract: Micro, Small and Medium Enterprises (MSMEs) constitute an important segment of Indian economy in terms of their contribution to country’s industrial production, exports, employment and creation of an entrepreneurial base. It is estimated that in terms of value, the sector accounts for about 45% of the manufacturing output and 40% of the total exports of the country. The sector is estimated to employ about 59 million persons in over 26 million units throughout the country. Further, this sector has consistently registered a higher growth rate than the rest of the industrial sector. There are huge products ranging from traditional to high-tech items, which are being manufactured by the MSMEs in India. It is well known that the MSME sector provide the maximum opportunities for both self-employment and jobs after agriculture sector. The present paper examines the growth and performance of MSMEs with regard to number of units, employment, in India and major constraints faced by them in Mizoram, a small state of the North East region. Though Mizoram is considered as peaceful state in India, the basic infrastructure needed for the growth of enterprises in terms of electricity, transport, communication and banking facilities pose a big challenge. Moreover, lack of vision, lack of willingness to explore the opportunities and absence of entrepreneurial mind hamper the industrial development

2019-01-01T00:00:00Z Lalhunthara http://pucir.inflibnet.ac.in:8080/jspui/handle/123456789/768 2024-06-18T05:14:38Z 2015-01-01T00:00:00Z

Title: FINANCIAL INCLUSION AND ENTREPRENEURSHIP: A STUDY OF MICRO ENTERPRISES IN AIZAWL DISTRICT, MIZORAM Authors: Lalhunthara Abstract: This paper emphasizes the need of active cooperation between banks and micro entrepreneurs for the promotion of entrepreneurship which depend mostly on private money lenders, relatives and friends to meet their credit needs. The present study is based on a sample study of 406 micro entrepreneurs covering rural and urban areas of Aizawl district, Mizoram. It was observed that the biggest problems faced by the entrepreneurs with regard to finance was reluctance by financial institutions to extent credit. It was found that only 8.4% of the entrepreneurs have access to banks for their credit needs. The rural marginal people who needs credit for production and consumption depends on costly informal loan from money lenders. The paper suggests that for reaching out the majority of the micro entrepreneurs, too much official formalities should be done away and simplification on application procedure is needed. It was also suggested that the need for better coordination and mutual trust and faith between commercial banks and the entrepreneurs.

2015-01-01T00:00:00Z